Darwin says the policy is the first of its kind; it offers coverage for the wide scope of professional services that managed care organizations provide. Examples of the policy’s features include supplemental coverage for privacy breach notification and credit monitoring costs, no exclusions for regulatory claims, antitrust, bankruptcy, or electronic data processing, and coverage for loss of medical and non-medical personally identifiable information, including Health Insurance Portability and Accountability Act (HIPAA) fines, fees, and penalties.

The policy offers duty-to-defend coverage on an excess and surplus lines basis, with standard terms that include punitive damages coverage (most favorable venue), third-party liability, final adjudication coverage, and a range of other distinctive features.